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A LONGER VIEW

SBA & term loans

Explore financing for the next stage of your business.

Business founders planning a new location

HOW IT WORKS

Term loans generally provide a lump sum with a defined repayment schedule. SBA-backed and conventional pathways may be considered for eligible business purposes, based on the program, funding source and business profile.

Where it may fit.

  • Invest in business expansion
  • Purchase eligible equipment or other business assets
  • Explore an acquisition or other eligible long-term business purpose

LOOKING AT THE WHOLE PICTURE

Fit matters as much
as funding.

Program rules, eligibility, documentation, guarantees and collateral requirements vary. SBA-backed financing still involves lender underwriting; government backing does not guarantee approval.

See how we work

A LITTLE MORE CLARITY

Your questions,
thoughtfully answered.

Does Post Oak issue SBA approvals?

No. Post Oak supports preparation, structuring and capital-source introductions. Participating lenders and relevant program processes determine approval.

Is a term loan right for a short-lived cash-flow gap?

It depends on the business, the need and the available terms. The useful life or duration of the funded purpose should be considered alongside the repayment period.

For current program information, visit the U.S. Small Business Administration.

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A PERSONAL CONVERSATION

Let’s discuss sba & term loans.

Start with your plans. We’ll help you understand the next step.

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